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Economic weakness ahead as restrictive monetary policy is maintained, says PBO

Ottawa (Ontario), October 13, 2023

The Parliamentary Budget Officer (PBO) today released his Economic and Fiscal Outlook. The report provides a baseline projection to help parliamentarians gauge potential economic and fiscal outcomes under current policy settings.

In June and July, the Bank of Canada has increased its policy rate, brining it to 5% based on its judgement that more restrictive monetary policy was needed to restore price stability.

“Following the contraction in real GDP in the second quarter, we project the Canadian economy to stagnate in the second half of this year and growth to remain weak through the first half of 2024,” says PBO Yves Giroux. “We project the unemployment rate to rise to 6% in the middle of next year and to remain elevated through the first half of 2025,” adds Mr. Giroux.

Upward pressure from commodity prices and strong underlying inflation are projected to keep inflation above the 3% upper bound of the control range in the near term. We expect the Bank of Canada to hold the policy interest rate at 5% through the first quarter of 2024.

With inflation on track to return to its 2% target, we expect the Bank to start lowering its policy rate in April 2024. As the economy enters into material excess supply and commodity prices weaken, we project inflation to return to its 2% target by the end of 2024.

The PBO outlook includes new measures announced by the Government in Budget 2023 and through September 15. For fiscal year 2022-23, PBO estimates the budgetary deficit to be $38.7 billion (1.4% of GDP) and the federal debt-to-GDP ratio to be 42.0%.

“Assuming no new measures and existing temporary measures sunset as scheduled, the deficit is projected to increase to $46.5 billion in the current fiscal year, 2023-24, and the federal debt ratio to rise to 42.6% of GDP. Under status quo policy, the deficit is projected to decline over the medium term, falling to $8.2 billion in 2028-29,” says Mr. Giroux.

The PBO report projects that under status quo policy, the federal debt-to-GDP ratio will remain above its 2022-23 level for two years before gradually declining to 37.8% in 2028-29—well above its pre-pandemic level of 31.2% of GDP in 2019-20.

The PBO report highlights risks and uncertainty surrounding the outlook. Setting aside new measures that are likely to be announced in the Government’s Fall Economic Statement, the risks to the PBO baseline economic and fiscal projection are roughly balanced.

“In terms of downside risks, we judge that the most important risk is a larger-than-expected impact on the Canadian economy, including housing, from the Bank of Canada’s restrictive monetary policy, which would negatively affect the Canadian economy and federal finances,” adds Mr. Giroux. In terms of upside risks, we judge that the most important risk is higher-than-projected spending by provincial governments.

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    {"id":"RP-2324-017-S","is_published":"2023-10-13T12:57:11.000000Z","release_date":"2023-10-13T13:00:00.000000Z","title_en":"Economic and Fiscal Outlook \u2013 October 2023","title_fr":"Perspectives \u00e9conomiques et financi\u00e8res \u2013 octobre 2023","internal_id":"RP-2324-017-S","metadata":{"abstract_en":"This report provides a baseline projection to help parliamentarians gauge potential economic and fiscal outcomes under current policy settings.","abstract_fr":"Le pr\u00e9sent rapport fournit une projection de r\u00e9f\u00e9rence pour aider les parlementaires \u00e0 \u00e9valuer les r\u00e9sultats \u00e9conomiques et financiers possibles dans le cadre des politiques actuelles.","highlights":[{"content":{"en":"Following the contraction in real GDP in the second quarter, PBO projects the Canadian economy to stagnate in the second half of 2023. As the Bank of Canada maintains its restrictive monetary policy to restore price stability, we project that consumer spending will remain weak in the second half of this year and the first half of 2024.","fr":"Apr\u00e8s la contraction du produit int\u00e9rieur brut (PIB) r\u00e9el au deuxi\u00e8me trimestre, le DPB pr\u00e9voit que l\u2019\u00e9conomie canadienne stagnera au cours du deuxi\u00e8me semestre de l\u2019ann\u00e9e 2023. Alors que la Banque du Canada maintient sa politique mon\u00e9taire restrictive afin de r\u00e9tablir la stabilit\u00e9 des prix, nous pr\u00e9voyons que les d\u00e9penses de consommation demeureront faibles au cours du deuxi\u00e8me semestre de cette ann\u00e9e et de la premi\u00e8re moiti\u00e9 de l\u2019ann\u00e9e 2024."}},{"content":{"en":"PBO expects the Bank of Canada to hold the policy interest rate at 5 per cent through the first quarter of 2024. With CPI inflation on track to return to its 2 per cent target, we then expect the Bank to start lowering its policy rate in April 2024.","fr":"Le DPB s\u2019attend \u00e0 ce que la Banque du Canada maintienne le taux directeur \u00e0 5 % jusqu\u2019au premier trimestre de 2024. L\u2019inflation de l\u2019IPC \u00e9tant en bonne voie de revenir \u00e0 sa cible de 2 %, nous pr\u00e9voyons que la Banque commencera \u00e0 abaisser son taux directeur en avril 2024."}},{"content":{"en":"For the current fiscal year, 2023-24, PBO projects the budgetary deficit to rise to $46.5 billion (1.6 per cent of GDP). Assuming no new measures are introduced, and existing temporary measures sunset as scheduled, the budgetary deficit is projected to resume its downward trajectory, falling to $8.2 billion (0.2 per cent of GDP) in 2028-29.","fr":"Pour l\u2019exercice financier en cours, soit 2023-2024, le DPB pr\u00e9voit que le d\u00e9ficit budg\u00e9taire atteindra 46,5 milliards de dollars (1,6 % du PIB). En supposant qu\u2019aucune nouvelle mesure ne soit prise et que les mesures temporaires existantes prennent fin comme pr\u00e9vu, le d\u00e9ficit budg\u00e9taire devrait revenir sur sa trajectoire descendante et passer \u00e0 8,2 milliards de dollars (0,2 % du PIB) en 2028-2029."}},{"content":{"en":"PBO projects the federal debt-to-GDP ratio to rise to 42.6 per cent in 2023 24. Assuming no new measures and existing temporary measures sunset as scheduled, the federal debt ratio is projected to fall to 37.8 per cent in 2028-29 but remain above its pre-pandemic level of 31.2 per cent of GDP in 2019-20.","fr":"Le DPB pr\u00e9voit une augmentation du ratio de la dette f\u00e9d\u00e9rale au PIB de 42,6 % en 2023-2024. En supposant qu\u2019aucune nouvelle mesure ne soit prise et que les mesures temporaires existantes prennent fin comme pr\u00e9vu, le ratio de la dette f\u00e9d\u00e9rale devrait atteindre 37,8 % en 2028 2029, mais rester sup\u00e9rieur \u00e0 son niveau d\u2019avant la pand\u00e9mie, qui \u00e9tait de 31,2 % du PIB en 2019 2020."}},{"content":{"en":"PBO projects the debt service ratio (that is, public debt charges relative to tax revenues) under status quo policy will peak at 12.0 per cent in 2023-24 and then decline gradually to 11.0 per cent in 2028-29\u2014well above its pre-pandemic low of 8.3 per cent in 2018-19.","fr":"Le DPB projette que le ratio du service de la dette (c\u2019est-\u00e0-dire les charges de la dette publique par rapport aux recettes fiscales), selon une politique de statu quo, culminera \u00e0 12,0 % en 2023 2024, puis diminuera progressivement pour s\u2019\u00e9tablir \u00e0 11,0 % en 2028 2029, soit bien au-dessus de son niveau le plus bas enregistr\u00e9 avant la pand\u00e9mie, \u00e0 savoir 8,3 % en 2018 2019."}}]},"updated_at":"2023-10-30T11:33:03.000000Z","type":"RP","slug":"RP-2324-017-S--economic-fiscal-outlook-october-2023--perspectives-economiques-financieres-octobre-2023","permalinks":{"en":{"website":"https:\/\/www.pbo-dpb.ca\/en\/publications\/RP-2324-017-S--economic-fiscal-outlook-october-2023--perspectives-economiques-financieres-octobre-2023","preview":"https:\/\/www.pbo-dpb.ca\/en\/publications\/RP-2324-017-S--economic-fiscal-outlook-october-2023--perspectives-economiques-financieres-octobre-2023"},"fr":{"website":"https:\/\/www.pbo-dpb.ca\/fr\/publications\/RP-2324-017-S--economic-fiscal-outlook-october-2023--perspectives-economiques-financieres-octobre-2023","preview":"https:\/\/www.pbo-dpb.ca\/fr\/publications\/RP-2324-017-S--economic-fiscal-outlook-october-2023--perspectives-economiques-financieres-octobre-2023"}},"artifacts":{"main":{"en":{"public":"https:\/\/distribution-a617274656661637473.pbo-dpb.ca\/48014b51a8f869dfb0ecc9163f1989c560c107cc3aa9d29a8dd1a40c0e73a664"},"fr":{"public":"https:\/\/distribution-a617274656661637473.pbo-dpb.ca\/5a2187bb6ed654597e45117677fde8a53b7c0a8077ae4a9b273c502021b0395c"}}},"coverpages":{"distribution":{"fr":{"small":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/3f0ac070338e99c9e024fba6f51d4395126b1599787a710bc8fdbec59ca37a37","large":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/8c91fc6b516a055baf6267c0abc49211144c48fc985888ece068f613b2cf319b","h150_png_optimized":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/14b870179b375409a94eeffa2e0d61259656c7809717b46bdb6e7dad1a9f71a6","h150_webp":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/00ded9049717d36f0c90aff050bdddb50322d81c4bce1276b1a19629c18e74a1","h300_png_optimized":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/44bead66a5730a843703164f455cee7a8c0996f290a82de984f88dbe04724229","h300_webp":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/4b7d2bc161fbd66fc5a11fa51ed60e04d126d82106341b5825c86ca531bbb63e","h600_png_optimized":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/638b944b8a5c42cd8fb34525cffa2f681b543c9d951bfcfa6dcccbad26fef0f7","h600_webp":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/5bc367026e766c2206b92a261d23a5ae22f768e441ced0d482fc5d309df15ff1"},"en":{"small":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/56494b21089fb3dda05eddd3db11b01cf2f3b8501786202a860318fbce74fd30","large":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/f500451f2c3b4caa34db934cbdc42353bdcba90ded1906ef5bd7a52df24950cd","h150_png_optimized":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/c90fe809718cb6febee32cb61f76eb4bcb4a25468ba7471d8b2deb403ce49e9a","h150_webp":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/989467e8f14bcb1bedc4dc28e0bfe87d655c6d0a931a131143a05955cc326be5","h300_png_optimized":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/75a85c74ee28b7c3f6145b7083ae8c3c48a677ee28a6881ede7e45671bd90aea","h300_webp":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/39db98261619edf2a1ac49332ff049d6d76ca5c35e2050f9a592bb52b452def3","h600_png_optimized":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/d5b736fc0483291faa10877244e87eb2652a011436040ed8f56f8a2c3abe1eb2","h600_webp":"https:\/\/distribution-i696d61676573.pbo-dpb.ca\/cf3e4baa03ffec0d871a79beeaf32e59e01ad11e59bf6f554a5b4652d706d271"}}},"bills":[],"bibtex":{"en":"@techreport{PBO-RP2324017S,\n author={Ammar, Nasreddine and Barkova, Lisa and Behrend, Robert and Cl\\\u0027{e}ophat, R\\\u0027{e}gine and Creighton, Mark and Dong, Matt and Kpekou Tossou, Rolande and Laurin, Marianne and Michalyshyn, Katarina and Nahornick, Nora and Stanton, Jason and Vanderwees, Kaitlyn},\n title={Economic and Fiscal Outlook - 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